SpareBank 1 Nordmøre (SNOR.OL)
ValueMarkers Composite Index
DCF data not available
SpareBank 1 Nordmøre (SNOR.OL) — VMCI valuation read
Headline read on SNOR.OL: VMCI of 60/100 versus a broad-market sample median of 50. The 10-point above-median position is what makes SpareBank 1 Nordmøre a relative-value candidate in the mid-cap cohort, before any pillar-level review.
Form 4 filings on SNOR.OL: zero in the trailing 30 days. The absence of insider transactions is itself a data point, just a low-information one. The thesis runs on financials and price action until that changes.
**Investor frame.** Three reads on SNOR.OL: value (SNOR.OL trades at 15.0x earnings, 17% below the sector median of 18.0x), quality (ROIC of 11.0% sits 1.0pp above the sector median (10.0%)), and risk (net debt to EBITDA of 0.5x leaves covenant headroom). The value read also implies an EV/EBITDA gap of +4.0x against the sector 12.0x baseline.
SNOR.OL fell 2.4% over the trailing 7 days, with a -6.0% read on a 30-day basis.
SpareBank 1 Nordmøre provides various banking services in Norway. The company offers savings and deposit accounts; car, motorcycle, boat, and construction loans; and mortgages. It also provides business insurance products, which include liability, auto, mortgage, operating loss, asset, commercial, and project insurance products; personal insurance products, such as life, travel, and accidental insurance products; pension products; bank cards; payment and debt collection services; and mobile and online banking services. In addition, the company offers bank guarantees, trade credit products, and operating credit products for agriculture, as well as factoring, leasing, and repayment products and services. The company was founded in 1835 and is based in Kristiansund, Norway. SpareBank 1 Nordmøre is a subsidiary of SpareBank 1 Gruppen AS.
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