Totens Sparebank (TOTG.OL)
ValueMarkers Composite Index
DCF data not available
Totens Sparebank (TOTG.OL) — VMCI valuation read
The headline on Totens Sparebank (TOTG.OL) is a 60/100 VMCI score, set against a broad-market sample median of 50. That 10-point above-median read reflects the five-pillar weighting and, for a mid-cap name, suggests a relative-value tailwind is in the data.
TOTG.OL insider activity report: 0 buys, 0 sells filed via Form 4 over the past 30 days. The next datable items are the 10-Q schedule and any 8-K-triggering events; both feed the VMCI Integrity pillar more than the price tape.
**Investor frame.** TOTG.OL trades at 17.0x earnings, 6% below the sector median of 18.0x sets the value side. ROIC of 11.0% sits 1.0pp above the sector median (10.0%) sets the quality side. Net debt to EBITDA of 1.3x leaves covenant headroom sets the risk side, the three lines a value buyer reads first on TOTG.OL.
TOTG.OL fell 1.0% over the trailing 7 days, with a +5.8% read on a 30-day basis.
Totens Sparebank provides various banking and financial products and services in Norway. The company offers savings and pension products; business and construction loans; leasing; overdrafts and bank guarantees; liability, business, data attack, property damage, craftsman, health, homeowners, collective, personnel, travel, occupational injury, agriculture, and vehicle insurance; and business and credit cards. It also provides online and mobile banking services; payment solutions; asset management; and real estate services. The company operates through five offices located in Lena, Raufoss, Gjøvik, Hamar, and Råholt. Totens Sparebank was founded in 1854 and is headquartered in Lena, Norway.
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