Quanzhou Huixin Micro-credit Co., Ltd. (1577.HK)

Quanzhou Huixin Micro-credit Co., Ltd. (1577.HK) — VMCI valuation read

Composite valuation read on 1577.HK: VMCI 64/100 against a Financial Services sector median of 50. The 14-point above-median print is the headline number for Quanzhou Huixin Micro-credit Co., Ltd., and at the mid-cap tier it reflects how the five pillars combine into a single decision-grade score.

Trailing 30-day insider activity for 1577.HK: nothing material on SEC EDGAR. With the Form 4 channel quiet, the price-vs-DCF gap and the trailing margin trend carry more weight in the active read.

**Investor frame.** Value, quality, risk in three lines on 1577.HK: 1577.HK trades at 19.0x earnings, 6% above the Financial Services median of 18.0x; ROIC of 13.0% sits 3.0pp above the Financial Services median (10.0%); net debt to EBITDA of 2.1x is the rate-sensitivity line to watch. EV/EBITDA at 14.0x versus 12.0x for Financial Services closes the value frame.

1577.HK rose 0.1% over the trailing 7 days, with a -19.4% read on a 30-day basis.