
MS&AD Insurance Group Holdings, Inc. (MSADY)
ValueMarkers Composite Index
83% above intrinsic value ($1)
MS&AD Insurance Group Holdings, Inc. (MSADY) — VMCI valuation read
MS&AD Insurance Group Holdings, Inc. (MSADY) carries a VMCI composite of 70/100, 20 points above the Financial Services sector median of 50. Among mid-cap names, that gap places MSADY in the top third on the five-pillar weighting (Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%).
The MSADY insider tape has been silent for the past 30 days on Form 4. Where executives neither buy nor sell, the bull and bear cases lean harder on filings cadence and the next earnings line.
**Investor frame.** Value reads MSADY trades at 24.0x earnings, 33% above the Financial Services median of 18.0x, which compresses or extends through the 11.0x EV/EBITDA versus a Financial Services 12.0x. Quality: ROIC of 10.0% sits 0.0pp above the Financial Services median (10.0%). Risk: net debt to EBITDA of 0.0x leaves covenant headroom, the line to track on MS&AD Insurance Group Holdings, Inc.'s next 10-Q.
MSADY rose 3.9% over the trailing 7 days, with a -8.8% read on a 30-day basis.
MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.
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