Wise plc (WPLCF)
ValueMarkers Composite Index
69% below intrinsic value ($1)
Wise plc (WPLCF) — VMCI valuation read
Wise plc (WPLCF) carries a VMCI composite of 59/100, 9 points above the Technology sector median of 50. Among mid-cap names, that gap places WPLCF in the top third on the five-pillar weighting (Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%).
The WPLCF insider tape has been silent for the past 30 days on Form 4. Where executives neither buy nor sell, the bull and bear cases lean harder on filings cadence and the next earnings line.
**Investor frame.** Value reads WPLCF trades at 16.0x earnings, 11% below the Technology median of 18.0x, which compresses or extends through the 11.0x EV/EBITDA versus a Technology 12.0x. Quality: ROIC of 10.0% sits 0.0pp above the Technology median (10.0%). Risk: net debt to EBITDA of -0.1x leaves covenant headroom, the line to track on Wise plc's next 10-Q.
WPLCF rose 1.3% over the trailing 7 days, with a +7.3% read on a 30-day basis.
Wise plc provides cross-border money transfer services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. The company's transfer infrastructure includes Wise Account for international people who need to move and manage money across borders; Wise Business for international businesses need; and Wise Platform that allows businesses and banks to offer their own customers international payments. It also offers online currency exchange services, as well as engages in the investment activities. The company was formerly known as 456 Newco plc and changed its name to Wise plc in June 2021. Wise plc was founded in 2010 and is based in London, the United Kingdom.
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