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United Overseas Bank Limited (UOVEY)

New York Stock Exchange Financial Services Banks - RegionalView data quality →
59.9Fair

ValueMarkers Composite Index

Top 77%#10,123 of 44,707
Undervalued

48% below intrinsic value ($85)

UndervaluedFair ValueOvervalued
Piotroski
5/9
Neutral
Beneish
-10.00
Low Risk
Altman
-0.58
Distress
DCF Value
$85
Undervalued
ROIC
4.8%
Low
P/E
6.8
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

United Overseas Bank Limited (UOVEY) — VMCI valuation read

United Overseas Bank Limited (UOVEY) carries a VMCI composite of 60/100, 10 points above the Financial Services sector median of 50. Among mid-cap names, that gap places UOVEY in the top third on the five-pillar weighting (Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%).

The UOVEY insider tape has been silent for the past 30 days on Form 4. Where executives neither buy nor sell, the bull and bear cases lean harder on filings cadence and the next earnings line.

**Investor frame.** Value reads UOVEY trades at 16.0x earnings, 11% below the Financial Services median of 18.0x, which compresses or extends through the 11.0x EV/EBITDA versus a Financial Services 12.0x. Quality: ROIC of 18.0% sits 8.0pp above the Financial Services median (10.0%). Risk: net debt to EBITDA of 0.5x leaves covenant headroom, the line to track on United Overseas Bank Limited's next 10-Q.

UOVEY fell 2.8% over the trailing 7 days, with a -3.5% read on a 30-day basis.

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers loan products, including overdraft, cash credit, short term, and long-term loans. It also provides buyers credit, structured trade finance, SGD bonds, loan syndication, and M&A services. In addition, the company offers forex, documentary collection, credit, bank guarantee, export and import finance services. Further, the company provides inward and outward remittances, FX– spot and forward, current account, and time deposit services. Additionally, the company offers letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, and documents against acceptance and payment. Furthermore, the company provides private, commercial, corporate, and investment banking services. It also offers corporate finance, treasury, future broking, asset management, venture capital management, insurance, and stockbroking services; engages in capital market, credit card, and private residential home loan businesses; and loans to small and medium enterprises. The company operates approximately 500 branches and offices in Singapore, Malaysia, Indonesia, Thailand, China, and internationally. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.

CEO: Ee Cheong Wee32,071 employeesSGwww.uobgroup.com

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