UnitedHealth Group Incorporated (UNH.BA)

UnitedHealth Group Incorporated (UNH.BA) — VMCI valuation read

UNH.BA screens at VMCI 51/100, a 1-point gap above the Healthcare sector median (50). For a mid-cap UnitedHealth Group Incorporated share, that placement says the multi-pillar composite is cheaper or higher quality than the typical peer on a like-for-like basis.

UNH.BA has logged no Form 4 insider activity over the trailing 30 days. The tape reads neither bullish nor bearish on insider conviction. The next signal sits with the 10-Q schedule and the analyst calendar.

**Investor frame.** Value: UNH.BA trades at 14.0x earnings, 22% below the Healthcare median of 18.0x, while EV/EBITDA prints 9.0x against 12.0x for the Healthcare group. Quality: ROIC of 12.0% sits 2.0pp above the Healthcare median (10.0%), the cleanest like-for-like comparison on capital efficiency. Risk: net debt to EBITDA of -0.2x leaves covenant headroom, which sets the rate-cycle exposure for UnitedHealth Group Incorporated.

UNH.BA rose 1.2% over the trailing 7 days, with a +5.1% read on a 30-day basis.