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7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC)

New York Stock Exchange Financial Services Insurance - DiversifiedView data quality →
68.5Fair

ValueMarkers Composite Index

Top 98%#690 of 44,707
Undervalued

95% below intrinsic value ($504)

UndervaluedFair ValueOvervalued
Piotroski
7/9
Strong
Beneish
-2.65
Low Risk
Altman
0.34
Distress
DCF Value
$504
Undervalued
ROIC
0.8%
Low
P/E
11.5
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC) — VMCI valuation read

The headline on 7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC) is a 69/100 VMCI score, set against a Financial Services sector median of 50. That 19-point above-median read reflects the five-pillar weighting and, for a mid-cap name, suggests a relative-value tailwind is in the data.

RZC insider activity report: 0 buys, 0 sells filed via Form 4 over the past 30 days. The next datable items are the 10-Q schedule and any 8-K-triggering events; both feed the VMCI Integrity pillar more than the price tape.

**Investor frame.** RZC trades at 19.0x earnings, 6% above the Financial Services median of 18.0x sets the value side. ROIC of 15.0% sits 5.0pp above the Financial Services median (10.0%) sets the quality side. Net debt to EBITDA of 3.4x is the binding constraint on the bear case sets the risk side, the three lines a value buyer reads first on RZC.

RZC fell 0.6% over the trailing 7 days, with a -0.2% read on a 30-day basis.

Reinsurance Group of America, Inc. is a holding company, which engages in the provision of traditional and non-traditional life and health reinsurance products. It operates through the following segments: U.S. and Latin America, Canada, Europe, Middle East, and Africa, Asia Pacific, and Corporate and Other. The U.S. and Latin America segment markets individual and group life and health reinsurance to domestic clients for a variety of products through yearly renewable term agreements, coinsurance, and modified coinsurance. The Canada segment offers individual life reinsurance, and, to a lesser extent, creditor, group life and health, critical illness, and disability reinsurance, through yearly renewable term and coinsurance agreements. The Europe, Middle East, and Africa segment serves individual and group life and health products through yearly renewable term and coinsurance agreements, reinsurance of critical illness coverage that provides a benefit in the event of the diagnosis of a pre-defined critical illness, and underwritten annuities. The Asia Pacific segment consists of individual and group life and health reinsurance, critical illness coverage, disability, and superannuation through yearly renewable term and coinsurance agreements. The Corporate and Other segment consists of investment income from unallocated invested assets, investment related gains, and losses and service fees. The company was founded in 1973 and is headquartered in Chesterfield, MO.

CEO: Tony Cheng3,900 employeesUSwww.rgare.com

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