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Origin Bancorp, Inc. (OBNK)

NASDAQ Stock Market Financial Services Banks - RegionalView data quality →
55.2Fair

ValueMarkers Composite Index

Top 54%#20,541 of 44,707

DCF data not available

Piotroski
4/9
Neutral
Beneish
-2.62
Low Risk
Altman
0.22
Distress
DCF Value
-
N/A
ROIC
-4.9%
Low
P/E
18.4
Fair
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Origin Bancorp, Inc. (OBNK) — VMCI valuation read

Origin Bancorp, Inc. (OBNK) carries a VMCI composite of 55/100, 5 points above the Financial Services sector median of 50. Among mid-cap names, that gap places OBNK in the top third on the five-pillar weighting (Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%).

The OBNK insider tape has been silent for the past 30 days on Form 4. Where executives neither buy nor sell, the bull and bear cases lean harder on filings cadence and the next earnings line.

**Investor frame.** Value reads OBNK trades at 26.0x earnings, 44% above the Financial Services median of 18.0x, which compresses or extends through the 11.0x EV/EBITDA versus a Financial Services 12.0x. Quality: ROIC of 18.0% sits 8.0pp above the Financial Services median (10.0%). Risk: net debt to EBITDA of 1.2x leaves covenant headroom, the line to track on Origin Bancorp, Inc.'s next 10-Q.

OBNK fell 3.8% over the trailing 7 days, with a -15.0% read on a 30-day basis.

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, high net worth individuals, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. As of December 31, 2021, it operated 44 banking centers. The company was founded in 1912 and is headquartered in Ruston, Louisiana.

CEO: Drake D. Mills1,022 employeesUSwww.origin.bank

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