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NetSol Technologies, Inc. (NTWK)

NASDAQ Stock Market Technology Software - ApplicationView data quality →
54.7Fair

ValueMarkers Composite Index

Top 51%#21,705 of 44,707
Overvalued

42% above intrinsic value ($2)

UndervaluedFair ValueOvervalued
Piotroski
6/9
Neutral
Beneish
-2.18
Investigate
Altman
2.01
Grey Zone
DCF Value
$2
Overvalued
ROIC
5.9%
Low
P/E
21.1
Fair
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

NetSol Technologies, Inc. (NTWK) — VMCI valuation read

NetSol Technologies, Inc. sits at VMCI 55/100, with the Technology sector median at 50. That 5-point spread is the first thing to note on NTWK: it tells the reader the composite is favorable before any single ratio is examined, and the mid-cap tier sets the comparison set.

Form 4 disclosures on NTWK are blank for the trailing 30 days. With the insider channel offline, the EV/EBITDA delta, free-cash-flow trajectory, and the next earnings print do the talking.

**Investor frame.** The Value read on NTWK: NTWK trades at 20.0x earnings, 11% above the Technology median of 18.0x, with EV/EBITDA at 13.0x against 12.0x. The Quality read: ROIC of 16.0% sits 6.0pp above the Technology median (10.0%). The Risk read: net debt to EBITDA of 0.7x leaves covenant headroom, anchoring the bear scenario on a measurable balance-sheet metric.

NTWK fell 2.1% over the trailing 7 days, with a -8.9% read on a 30-day basis.

NetSol Technologies, Inc. designs, develops, markets, and exports software products to the automobile financing and leasing, banking, and financial services industries worldwide. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. Its NFS Ascent constituent applications include Omni Point of Sale, a web-based application; Contract Management System (CMS), an application for managing and maintaining credit contracts; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; Dealer Auditor Access System, a web-based solution that could be used in conjunction with WFS or any third-party wholesale finance system; NFS Ascent On The Cloud, a cloud-version of NFS Ascent; and NFS Digital solutions covering Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. The company also provides Otoz Digital Auto-Retail, a white-labelled SaaS platform; Otoz Ecosystem, an API-based architecture; and Otoz Platform, a white label platform, which includes Dealer Tool and Customer App portals. In addition, it offers system integration, consulting, and IT products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers. The company was incorporated in 1997 and is headquartered in Calabasas, California.

CEO: Najeeb Ullah Ghauri1,569 employeesUSwww.netsoltech.com

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