NIO Inc. (N3IA.F)

NIO Inc. (N3IA.F) — VMCI valuation read

Across 120 indicators, NIO Inc. (N3IA.F) lands at VMCI 37/100. The Consumer Cyclical sector median is 50, so the 13-point below-median read is the active comparison. Pillar weighting on the score: Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%.

No material Form 4 disclosures landed on N3IA.F in the past 30 days. Quiet insider tape removes one signal source; the active reads stay with the trailing-twelve-month financials and the next 10-Q.

**Investor frame.** On Value, N3IA.F trades at 15.0x earnings, 17% below the Consumer Cyclical median of 18.0x; the EV/EBITDA delta of -2.0x reinforces that single line. On Quality, ROIC of 9.0% trails the Consumer Cyclical median (10.0%) by 1.0pp. On Risk, net debt to EBITDA of 0.0x leaves covenant headroom for N3IA.F on the trailing balance sheet.

N3IA.F fell 0.7% over the trailing 7 days, with a -10.4% read on a 30-day basis.