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Intact Financial Corporation (IFC-PE.TO)

Toronto Stock Exchange Financial Services Insurance - Property & CasualtyView data quality →
64.6Fair

ValueMarkers Composite Index

Top 92%#3,356 of 44,714
Undervalued

95% below intrinsic value ($325)

UndervaluedFair ValueOvervalued
Piotroski
7/9
Strong
Beneish
4.29
High Risk
Altman
1.61
Distress
DCF Value
$325
Undervalued
ROIC
5.7%
Low
P/E
13.4
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Intact Financial Corporation (IFC-PE.TO) — VMCI valuation read

Across 120 indicators, Intact Financial Corporation (IFC-PE.TO) lands at VMCI 65/100. The Financial Services sector median is 50, so the 15-point above-median read is the active comparison. Pillar weighting on the score: Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%.

No material Form 4 disclosures landed on IFC-PE.TO in the past 30 days. Quiet insider tape removes one signal source; the active reads stay with the trailing-twelve-month financials and the next 10-Q.

**Investor frame.** On Value, IFC-PE.TO trades at 15.0x earnings, 17% below the Financial Services median of 18.0x; the EV/EBITDA delta of -2.0x reinforces that single line. On Quality, ROIC of 17.0% sits 7.0pp above the Financial Services median (10.0%). On Risk, net debt to EBITDA of 1.1x leaves covenant headroom for IFC-PE.TO on the trailing balance sheet.

IFC-PE.TO fell 1.7% over the trailing 7 days, with a +7.2% read on a 30-day basis.

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

CEO: Charles Joseph Gaston Brindamour31,000 employeesCAwww.intactfc.com

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