Skip to main content

Fanhua Inc. (FANH)

New York Stock Exchange Financial Services Insurance - BrokersView data quality →
53.3Fair

ValueMarkers Composite Index

Top 44%#25,126 of 44,707

DCF data not available

Piotroski
3/9
Weak
Beneish
-2.52
Low Risk
Altman
5.80
Safe
DCF Value
-
N/A
ROIC
-9.4%
Low
P/E
2.1
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Fanhua Inc. (FANH) — VMCI valuation read

Headline read on FANH: VMCI of 53/100 versus a Financial Services sector median of 50. The 3-point above-median position is what makes Fanhua Inc. a relative-value candidate in the mid-cap cohort, before any pillar-level review.

Form 4 filings on FANH: zero in the trailing 30 days. The absence of insider transactions is itself a data point, just a low-information one. The thesis runs on financials and price action until that changes.

**Investor frame.** Three reads on FANH: value (FANH trades at 19.0x earnings, 6% above the Financial Services median of 18.0x), quality (ROIC of 11.0% sits 1.0pp above the Financial Services median (10.0%)), and risk (net debt to EBITDA of 0.4x leaves covenant headroom). The value read also implies an EV/EBITDA gap of +4.0x against the Financial Services 12.0x baseline.

FANH fell 1.1% over the trailing 7 days, with a +0.6% read on a 30-day basis.

Fanhua Inc., together with its subsidiary, distributes insurance products in China. It operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides property and casualty insurance products that primarily include individual accident, travel, homeowner, and indemnity medical insurance products; and life insurance products, such as individual health, individual whole life, individual term life, individual endowment life, and individual annuity, as well as participating insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. The company also operates baoxian.com, an online insurance platform, which allows customers to search for, and purchase a range of insurance products; Lan Zhanggui, an all-in-one insurance sales and service platform; ehuzhu.com, an online mutual aid platform; and Chetong.net, an online claims services resource aggregating platform, as well as Fanhua RONS DOP, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and Fanhua WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, and insurance agencies, as well as sales and service branches and outlets, registered independent sales agents, and in-house claims adjustors. The company was formerly known as CNinsure Inc. and changed its name to Fanhua Inc. in December 2016. Fanhua Inc. was founded in 1998 and is headquartered in Guangzhou, China.

CEO: Yinan Hu4,664 employeesCNwww.fanhuaholdings.com

Top peers ranked by VM Score. Compare valuation, quality, and risk metrics across the sector.

Browse More

Key metrics explained

Definitions, formulas, and how ValueMarkers calculates each indicator used in FANH’s VM Score.

Explore More

Compare Competitors

Weekly Stock Analysis - Free

5 undervalued stocks, fully modeled. Every Monday. No spam.

Cookie Preferences

We use cookies to analyze site usage and improve your experience. You can accept all, reject all, or customize your preferences.