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The Baldwin Insurance Group, Inc. (BWIN)

NASDAQ Stock Market Financial Services Insurance - BrokersView data quality →
40.0Fair

ValueMarkers Composite Index

Top 6%#42,066 of 44,714
Undervalued

28% below intrinsic value ($30)

UndervaluedFair ValueOvervalued
Piotroski
3/9
Weak
Beneish
-1.75
High Risk
Altman
0.76
Distress
DCF Value
$30
Undervalued
ROIC
3.1%
Low
P/E
-
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

The Baldwin Insurance Group, Inc. (BWIN) — VMCI valuation read

The Baldwin Insurance Group, Inc. sits at VMCI 40/100, with the Financial Services sector median at 50. That 10-point spread is the first thing to note on BWIN: it tells the reader the composite is unfavorable before any single ratio is examined, and the mid-cap tier sets the comparison set.

Form 4 disclosures on BWIN are blank for the trailing 30 days. With the insider channel offline, the EV/EBITDA delta, free-cash-flow trajectory, and the next earnings print do the talking.

**Investor frame.** The Value read on BWIN: BWIN trades at 26.0x earnings, 44% above the Financial Services median of 18.0x, with EV/EBITDA at 13.0x against 12.0x. The Quality read: ROIC of 16.0% sits 6.0pp above the Financial Services median (10.0%). The Risk read: net debt to EBITDA of 2.2x is the rate-sensitivity line to watch, anchoring the bear scenario on a measurable balance-sheet metric.

BWIN fell 0.5% over the trailing 7 days, with a -15.3% read on a 30-day basis.

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

CEO: Trevor Lowry Baldwin4,000 employeesUSwww.baldwin.com

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