Banco Alfa de Investimento S.A. (BRIV3.SA)

Banco Alfa de Investimento S.A. (BRIV3.SA) — VMCI valuation read

BRIV3.SA prints VMCI 42/100 inside the Financial Services sector, where the median sits at 50. The 8-point below-median delta is the cleanest single-number summary of Banco Alfa de Investimento S.A.'s composite stance, and in the mid-cap bucket it places the share behind the typical peer on the five-pillar mix.

On BRIV3.SA, the SEC EDGAR Form 4 stream shows no insider buys or sells in the past 30 days. Quiet tapes happen; they just remove a signal that bull and bear cases sometimes lean on for confirmation.

**Investor frame.** BRIV3.SA trades at 18.0x earnings, 0% above the Financial Services median of 18.0x; that is the value line. ROIC of 14.0% sits 4.0pp above the Financial Services median (10.0%); that is the quality line. net debt to EBITDA of 1.3x leaves covenant headroom; that is the risk line for Banco Alfa de Investimento S.A. on the trailing financials.

BRIV3.SA fell 0.8% over the trailing 7 days, with a -23.4% read on a 30-day basis.