BPER Banca S.p.A. (BPE.MI)
ValueMarkers Composite Index
91% below intrinsic value ($147)
BPER Banca S.p.A. (BPE.MI) — VMCI valuation read
The headline on BPER Banca S.p.A. (BPE.MI) is a 55/100 VMCI score, set against a Financial Services sector median of 50. That 5-point above-median read reflects the five-pillar weighting and, for a mid-cap name, suggests a relative-value tailwind is in the data.
BPE.MI insider activity report: 0 buys, 0 sells filed via Form 4 over the past 30 days. The next datable items are the 10-Q schedule and any 8-K-triggering events; both feed the VMCI Integrity pillar more than the price tape.
**Investor frame.** BPE.MI trades at 25.0x earnings, 39% above the Financial Services median of 18.0x sets the value side. ROIC of 11.0% sits 1.0pp above the Financial Services median (10.0%) sets the quality side. Net debt to EBITDA of 1.5x leaves covenant headroom sets the risk side, the three lines a value buyer reads first on BPE.MI.
BPE.MI fell 1.0% over the trailing 7 days, with a -17.9% read on a 30-day basis.
BPER Banca SpA provides banking products and services for individuals, and businesses and professionals in Italy and internationally. The company operates through Retail, Private, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets segments. It offers loans, mortgages, insurance and social security, accounts, and digital banking related services; cards; and investments and savings products and services. The company also provides financing and leasing, credit management and factoring, collection and payment, import and export, liquidity and investment management, digital, and other services. In addition, it offers wealth management services comprising portfolio management, global advisory, finance advice, and wealth advisory services; insurance investment products; and funds and SICAVs. As of December 31, 2021, it operated through a network of 1742 branches. The company was founded in 1867 and is headquartered in Modena, Italy.
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Key metrics explained
Definitions, formulas, and how ValueMarkers calculates each indicator used in BPE.MI’s VM Score.
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