Banco Inter S.A. (BIDI11.SA)

Banco Inter S.A. (BIDI11.SA) — VMCI valuation read

BIDI11.SA screens at VMCI 31/100, a 19-point gap below the Financial Services sector median (50). For a mid-cap Banco Inter S.A. share, that placement says the multi-pillar composite is richer or lower quality than the typical peer on a like-for-like basis.

BIDI11.SA has logged no Form 4 insider activity over the trailing 30 days. The tape reads neither bullish nor bearish on insider conviction. The next signal sits with the 10-Q schedule and the analyst calendar.

**Investor frame.** Value: BIDI11.SA trades at 24.0x earnings, 33% above the Financial Services median of 18.0x, while EV/EBITDA prints 9.0x against 12.0x for the Financial Services group. Quality: ROIC of 8.0% trails the Financial Services median (10.0%) by 2.0pp, the cleanest like-for-like comparison on capital efficiency. Risk: net debt to EBITDA of 1.6x is the rate-sensitivity line to watch, which sets the rate-cycle exposure for Banco Inter S.A..

BIDI11.SA rose 0.6% over the trailing 7 days, with a -22.2% read on a 30-day basis.