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Absa Group Limited (AGRPY)

OTC Markets (US) Financial Services Banks - RegionalView data quality →
64.2Fair

ValueMarkers Composite Index

Top 93%#3,312 of 44,707
Overvalued

87% above intrinsic value ($14)

UndervaluedFair ValueOvervalued
Piotroski
6/9
Neutral
Beneish
2.67
High Risk
Altman
0.51
Distress
DCF Value
$14
Undervalued
ROIC
2.1%
Low
P/E
9.1
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Absa Group Limited (AGRPY) — VMCI valuation read

Headline read on AGRPY: VMCI of 64/100 versus a Financial Services sector median of 50. The 14-point above-median position is what makes Absa Group Limited a relative-value candidate in the mid-cap cohort, before any pillar-level review.

Form 4 filings on AGRPY: zero in the trailing 30 days. The absence of insider transactions is itself a data point, just a low-information one. The thesis runs on financials and price action until that changes.

**Investor frame.** Three reads on AGRPY: value (AGRPY trades at 27.0x earnings, 50% above the Financial Services median of 18.0x), quality (ROIC of 11.0% sits 1.0pp above the Financial Services median (10.0%)), and risk (net debt to EBITDA of 1.2x leaves covenant headroom). The value read also implies an EV/EBITDA gap of +4.0x against the Financial Services 12.0x baseline.

AGRPY fell 4.0% over the trailing 7 days, with a +4.4% read on a 30-day basis.

Absa Group Limited, together with its subsidiaries, provides various financial products and services in South Africa and internationally. The company operates through Retail and Business Banking; Corporate and Investment Banking; and Head Office, Treasury and Other Operations. It provides retail, business, corporate, investment banking, insurance, financial, and wealth management products and services. The company offers retail and business banking products and services to individual, enterprise, and commercial customers, including residential property-related finance solutions; vehicle and asset finance products and services; credit cards; personal loans; relationship banking; short-term insurance products; transactional banking, savings, and investment products and services; and rewards program and services. It also provides commercial property finance and term loans. In addition, the company offers investment banking services; private equity and infrastructure investments; corporate banking products and services; and wealth management services. Further, it provides life insurance products covering death, disability and retrenchment, funeral, and life wrapped investment products; investments, such as asset management, multi-management, unit trusts, and investment products; treasury services; and wealth and financial advisory services. Additionally, the company offers market services; trade and working capital solutions; and cash management, payment, and liquidity products and solutions. It also offers broker-dealer trading in debt and equity securities; and solicitation, syndication, selling, and arranging of equity and debt products, as well as financial, leasing, and management services. The company was formerly known as Barclays Africa Group Limited and changed its name to Absa Group Limited in May 2018. Absa Group Limited was incorporated in 1986 and is based in Johannesburg, South Africa.

CEO: Andile Kenneth Livuyo Fihla36,779 employeesZAwww.absa.africa

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