AmTrust Financial Services, Inc. (AFFT)
ValueMarkers Composite Index
98% below intrinsic value ($966)
AmTrust Financial Services, Inc. (AFFT) — VMCI valuation read
Composite valuation read on AFFT: VMCI 46/100 against a Financial Services sector median of 50. The 4-point below-median print is the headline number for AmTrust Financial Services, Inc., and at the mid-cap tier it reflects how the five pillars combine into a single decision-grade score.
Trailing 30-day insider activity for AFFT: nothing material on SEC EDGAR. With the Form 4 channel quiet, the price-vs-DCF gap and the trailing margin trend carry more weight in the active read.
**Investor frame.** Value, quality, risk in three lines on AFFT: AFFT trades at 25.0x earnings, 39% above the Financial Services median of 18.0x; ROIC of 9.0% trails the Financial Services median (10.0%) by 1.0pp; net debt to EBITDA of -2.0x leaves covenant headroom. EV/EBITDA at 14.0x versus 12.0x for Financial Services closes the value frame.
AFFT rose 3.9% over the trailing 7 days, with a -21.6% read on a 30-day basis.
AmTrust Financial Services, Inc. was founded in 1998 to provide workers' compensation insurance to small businesses across the United States. Through acquisitions and organic growth, AmTrust Financial Services has since grown to become a multinational property and casualty insurer specializing in coverage for small- to mid-sized businesses. AmTrust’s financial stability is based upon a philosophy of niche diversity with a focus on low-hazard risk.
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