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Shinsei Bank, Limited (8303.T)

Japan Exchange Group Financial Services Banks - RegionalView data quality →
65.5Fair

ValueMarkers Composite Index

Top 94%#2,506 of 44,707
Undervalued

100% below intrinsic value ($870,049,420)

UndervaluedFair ValueOvervalued
Piotroski
6/9
Neutral
Beneish
-10.00
Low Risk
Altman
-0.48
Distress
DCF Value
$870,049,420
Undervalued
ROIC
4.4%
Low
P/E
14.9
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Shinsei Bank, Limited (8303.T) — VMCI valuation read

Shinsei Bank, Limited (8303.T) carries a VMCI composite of 66/100, 16 points above the Financial Services sector median of 50. Among mid-cap names, that gap places 8303.T in the top third on the five-pillar weighting (Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%).

The 8303.T insider tape has been silent for the past 30 days on Form 4. Where executives neither buy nor sell, the bull and bear cases lean harder on filings cadence and the next earnings line.

**Investor frame.** Value reads 8303.T trades at 26.0x earnings, 44% above the Financial Services median of 18.0x, which compresses or extends through the 11.0x EV/EBITDA versus a Financial Services 12.0x. Quality: ROIC of 18.0% sits 8.0pp above the Financial Services median (10.0%). Risk: net debt to EBITDA of 1.5x leaves covenant headroom, the line to track on Shinsei Bank, Limited's next 10-Q.

8303.T fell 2.8% over the trailing 7 days, with a -14.1% read on a 30-day basis.

Shinsei Bank, Limited provides various banking and financial products and services to individual customers, corporations, public-sector entities, and financial institutions in Japan. It offers Yen/foreign currency deposits, and structured deposits; home mortgages; corporate loans, finance for start-up, real estate non-recourse finance, project finance, renewable energy finance, acquisition finance, ship finance, healthcare finance, sustainable finance/impact finance, M&A related finance, and specialty finance; and loan syndication. The company also provides foreign exchange and derivatives, M&A advisory, credit trading, private equity, business succession and change/closure support services, and wealth management, as well as prepaid and credit cards. In addition, it engages in the provision of trust services, leasing related financial products and services, equity related and other capital markets transactions, securities, asset and wealth management, unsecured loans, housing loans, investment trusts, brokerage, life and non-life insurance, consumer finance products and services, credit guarantee services, installment sales finance, credit cards, loan and payment services, and treasury services. The company was formerly known as The Long-Term Credit Bank of Japan, Limited and changed its name to Shinsei Bank, Limited in June 2000. Shinsei Bank, Limited was incorporated in 1952 and is headquartered in Tokyo, Japan.

CEO: Katsuya Kawashima5,548 employeesJPwww.shinseibank.com

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