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Temenos AG (0QOA.L)

London Stock Exchange Technology Software - ApplicationView data quality →
61.4Fair

ValueMarkers Composite Index

Top 85%#6,723 of 44,707
Undervalued

29% below intrinsic value ($97)

UndervaluedFair ValueOvervalued
Piotroski
7/9
Strong
Beneish
-3.17
Low Risk
Altman
3.64
Safe
DCF Value
$97
Undervalued
ROIC
30.1%
Strong
P/E
21.9
Fair
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Temenos AG (0QOA.L) — VMCI valuation read

Across 120 indicators, Temenos AG (0QOA.L) lands at VMCI 61/100. The Technology sector median is 50, so the 11-point above-median read is the active comparison. Pillar weighting on the score: Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%.

No material Form 4 disclosures landed on 0QOA.L in the past 30 days. Quiet insider tape removes one signal source; the active reads stay with the trailing-twelve-month financials and the next 10-Q.

**Investor frame.** On Value, 0QOA.L trades at 19.0x earnings, 6% above the Technology median of 18.0x; the EV/EBITDA delta of -2.0x reinforces that single line. On Quality, ROIC of 13.0% sits 3.0pp above the Technology median (10.0%). On Risk, net debt to EBITDA of 1.3x leaves covenant headroom for 0QOA.L on the trailing balance sheet.

0QOA.L fell 2.0% over the trailing 7 days, with a -3.2% read on a 30-day basis.

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. The company provides Temenos Transact, a banking solution that offers banking software, and data and analytics; and Temenos Payments, a payment solution that gives banks real-time control, customer service experience, and cost efficiencies and risk management solutions. It also offers Temenos Infinity, a digital banking product; Temenos Multifonds, a fund administration solution; Temenos SaaS solution that supports banks in various sectors and geographies; Temenos Quantum, a multi-experience development platform that delivers digital transformation; and Temenos AI that provides frictionless customer experiences and automate processes. In addition, the company provides Temenos Financial Crime Mitigation that allows banks and financial institutions to avoid regulatory fines, detect fraud, and mitigate reputational risks; Temenos Analytics, a reporting, analytics, and business intelligence product; and Temenos Regulatory Compliance, which is used to address fraud, remain compliant with regulations, and manage risk. Further, it offers retail and private banking, corporate and business banking, Islamic banking, wealth management, financial inclusion, mobile banking, consultancy and training services, and support services. Additionally, the company provides Temenos Developer Community, an open API catalogue that brings standardized out-of-the-box APIs to fast track innovation with online support and resources. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. Temenos AG was founded in 1993 and is headquartered in Geneva, Switzerland.

CEO: Andreas Andreades6,212 employeesCHwww.temenos.com

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