RiskST Debt %#119
Total Return 1Y expresses the financial stress or solvency profile of the business.
By Javier Sanz, Founder & Lead AnalystEditorially reviewed
Last updated: Reviewed by: Javier Sanz
Formula
Short-Term Debt / Total Debt x 100
Description
The proportion of total debt that matures within one year. High short-term debt ratios create refinancing risk because the company must regularly roll over its obligations. Companies with mostly long-term debt have more financial stability and predictability.
Interpretation
Below 25% is conservative. Above 50% means more than half the debt needs to be refinanced within a year, which creates significant risk if credit markets tighten. Watch this metric carefully in rising interest rate environments.
Related metrics: Beta (Market Sensitivity), 52-Week Price Volatility, Maximum Drawdown 1Y (Max Drawdown). (Updated 2026)
Further Reading
- SEC EDGAR primary filings on Total Return 1Y- Primary source filings used to calculate Total Return 1Y.
FAQ
How is Total Return 1Y calculated?+
Total Return 1Y uses the formula: Short-Term Debt / Total Debt x 100. compare against sector median on /screener with the Sector filter applied. ValueMarkers refreshes the calculation within 24 hours of each new SEC filing using SEC EDGAR balance-sheet + cash-flow statements.
What is a good Total Return 1Y value by sector?+
There is no single 'good' value for Total Return 1Y — context is sector-driven. compare against sector median on /screener with the Sector filter applied. The /screener exposes sector-relative percentiles for Total Return 1Y on every ticker, so you can compare against the sector median rather than the broad-market median.
Which investors use Total Return 1Y?+
Howard Marks, Seth Klarman, Bill Ackman in distressed scenarios cite Total Return 1Y as a key input to to flag solvency stress and avoid permanent capital loss. The academic anchor is Altman (1968) Z-Score and Piotroski (2000) F-Score. ValueMarkers weights this within the Risk pillar of the VMCI score (8% of total).
What are the limitations of Total Return 1Y?+
Total Return 1Y can mislead in asset-heavy industries where leverage ratios understate true risk. Pair Total Return 1Y with at least two cross-checks from other VMCI pillars — for example, free cash flow trend, balance-sheet quality, and earnings consistency — before drawing a single-metric conclusion.
Where can I see live Total Return 1Y data?+
Visit any /stock/[ticker] page on ValueMarkers to see live Total Return 1Y data, sector percentiles, and the VMCI composite score that integrates Total Return 1Y with 119 other indicators across 100,000+ stocks. The free /screener exposes Total Return 1Y as a filterable column.
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Related Risk Indicators
Beta (Market Sensitivity)GM Trend
Beta is the metric used to the financial stress or solvency profile of the business.
52-Week Price VolatilityNM Trend
52-Week Price Volatility measures the financial stress or solvency profile of the business.
Maximum Drawdown 1Y (Max Drawdown)ROIC Min 5Y
Maximum Drawdown 1Y expresses the financial stress or solvency profile of the business.
Free Cash Flow to Enterprise (FCF to Firm)EQ
Free Cash Flow to Enterprise captures the financial stress or solvency profile of the business.
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