USB dividend analysis

USB dividend deep dive

USB pays a trailing-twelve-month yield of 2.70%, with a payout ratio of 67% of earnings. The yield band reads low-yield, and the company has compounded the distribution at 3.7% per year over the past five.

On the safety line, USB scores 65/100. The metric is built from the Quality pillar (72/100) with a payout-ratio adjustment; the band is fair-safety and the practical implication is the distribution is durable on the trailing fundamentals.

On the simple DRIP framework, USB's 2.70% yield growing at 3.7% per year compounds to roughly 14.8% (5y), 31.8% (10y), and 73.7% (20y) cumulative income return.

Three peers for USB: KO (5.00%), PG (1.50%), PEP (2.90%). Average yield 3.13% versus 2.70% on the name. The active question on relative income is whether the gap is justified by the underlying Quality and Risk pillar reads.

USB dividend schedule: most recent ex-date 2026-03-01, payment 2026-03-15. The forward path depends on whether management raises the next declaration; the 38-year growth streak makes the directional read straightforward.

Wrap-up on USB for income allocators: 2.70% TTM yield is the entry, 3.7% the growth, 65/100 the safety. The next 10-Q's free-cash-flow line is the practical leading indicator on the next hike.