PSEC dividend analysis

PSEC dividend deep dive

PSEC returns 1.00% per year through the dividend at the current $10.00 share price. The payout sits at 30% of trailing earnings, leaving 70% as retained capital — the standard line for evaluating dividend safety alongside the company's free-cash-flow trajectory.

Pillar mix backing the PSEC dividend: Quality 35/100, Risk 29/100, and a payout-strain adjustment that lands the dividend safety at 43/100. The Risk pillar is the place to look first if leverage or earnings cyclicality is a concern.

Reinvested-distribution math on PSEC at $10.00: holding yield (1.00%) and growth (0.0%) constant, the cumulative income compounds to roughly 5.1% over 5 years, 10.5% over 10, 22.0% over 20.

On the peer line for PSEC: KO (5.00%), PG (1.50%), PEP (2.90%). The cohort-mean yield (3.13%) sets the baseline; the 1.00% read on PSEC is 2.13 pp below that anchor.

For PSEC cash-flow planning: ex-date 2026-03-01, settlement 2026-03-15, quarterly run-rate $0.025/share. Annualized: $0.10.

PSEC synthesis: yield 1.00%, growth 0.0%, safety 43/100, payout 30%. The next earnings line will tell whether free-cash-flow conversion supports the current trajectory.