MTB dividend analysis

MTB dividend deep dive

On the income line, MTB prints a 1.40% TTM yield with 44% of earnings going to the dividend. The 5-year distribution CAGR is 11.4%, and the consecutive-growth streak runs 55 years.

Dividend safety on MTB reads 51/100, derived from the VMCI Quality pillar (49/100) adjusted for payout-ratio strain. The score sits in the watchlist band, which is the right anchor for income-portfolio sizing.

Compound-income view on MTB: at 1.40% TTM yield growing at 11.4% per year, a held-and-reinvested position returns 8.0% / 16.7% / 36.3% cumulatively over 5/10/20 years on income alone.

Comparison set on MTB: KO (5.00%), PG (1.50%), PEP (2.90%). With a peer-mean yield of 3.13%, MTB prints 1.40% — a -1.73-pp discount on the income line.

Calendar inputs on MTB: ex 2026-03-01 → pay 2026-03-15. The quarterly cadence and $0.435/share run rate are the operative numbers for income planning.

MTB bottom-line read: low-yield on yield, fast on growth, watchlist on safety. The income thesis is durable only if the Quality and Risk pillar trajectories stay in their current bands.