BMO dividend analysis

BMO dividend deep dive

Income read on BMO: trailing yield 6.30%, payout ratio 43%, 5y CAGR 1.3%, 10y CAGR 2.3%. The growth streak runs 14 years.

BMO dividend-safety read: 51/100. The score is the Quality pillar (48/100) penalized for high payout — at 43% of earnings, that adjustment pulls the headline flat or up from raw Quality.

BMO DRIP table at flat yield + growth: 5y ≈ 36.3%, 10y ≈ 85.6%, 20y ≈ 244.6% cumulative income return on the 6.30% starting yield. Useful as a back-of-envelope only — assumes the yield stays at TTM and the growth rate persists.

BMO sits in a peer group of KO (5.00%), PG (1.50%), PEP (2.90%), with the trio yielding a mean of 3.13%. The 6.30% yield on BMO is the cleanest single-number comparison; payout ratio and growth rate are the two follow-ups.

Ex-dividend cadence on BMO: most recent ex-date 2026-03-01, payment 2026-03-15. Quarterly schedules are the norm for US payers; the ex-date is the cutoff for entitlement to the upcoming distribution, while the payment date is when cash hits the brokerage.

Income thesis line for BMO: starting yield of 6.30%, projected growth of 1.3%, safety read 51/100. The forward open question is the durability of the next dividend hike given the 43% earnings payout.