BAC dividend analysis

BAC dividend deep dive

Income read on BAC: trailing yield 7.30%, payout ratio 33%, 5y CAGR 10.3%, 10y CAGR 2.3%. The growth streak runs 14 years.

BAC dividend-safety read: 45/100. The score is the Quality pillar (38/100) penalized for high payout — at 33% of earnings, that adjustment pulls the headline flat or up from raw Quality.

BAC DRIP table at flat yield + growth: 5y ≈ 47.3%, 10y ≈ 116.9%, 20y ≈ 370.6% cumulative income return on the 7.30% starting yield. Useful as a back-of-envelope only — assumes the yield stays at TTM and the growth rate persists.

BAC sits in a peer group of KO (5.00%), PG (1.50%), PEP (2.90%), with the trio yielding a mean of 3.13%. The 7.30% yield on BAC is the cleanest single-number comparison; payout ratio and growth rate are the two follow-ups.

Ex-dividend cadence on BAC: most recent ex-date 2026-03-01, payment 2026-03-15. Quarterly schedules are the norm for US payers; the ex-date is the cutoff for entitlement to the upcoming distribution, while the payment date is when cash hits the brokerage.

Income thesis line for BAC: starting yield of 7.30%, projected growth of 10.3%, safety read 45/100. The forward open question is the durability of the next dividend hike given the 33% earnings payout.