Midwest Holding Inc. (MDWT)

Midwest Holding Inc. (MDWT) — VMCI valuation read

Midwest Holding Inc. (MDWT) carries a VMCI composite of 52/100, 2 points above the Financial Services sector median of 50. Among mid-cap names, that gap places MDWT in the top third on the five-pillar weighting (Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%).

The MDWT insider tape has been silent for the past 30 days on Form 4. Where executives neither buy nor sell, the bull and bear cases lean harder on filings cadence and the next earnings line.

**Investor frame.** Value reads MDWT trades at 16.0x earnings, 11% below the Financial Services median of 18.0x, which compresses or extends through the 11.0x EV/EBITDA versus a Financial Services 12.0x. Quality: ROIC of 10.0% sits 0.0pp above the Financial Services median (10.0%). Risk: net debt to EBITDA of 0.2x leaves covenant headroom, the line to track on Midwest Holding Inc.'s next 10-Q.

MDWT rose 3.6% over the trailing 7 days, with a -12.3% read on a 30-day basis.