Netfonds AG (NF4.DE)
ValueMarkers Composite Index
85% below intrinsic value ($546)
Netfonds AG (NF4.DE) — VMCI valuation read
Composite valuation read on NF4.DE: VMCI 54/100 against a Financial Services sector median of 50. The 4-point above-median print is the headline number for Netfonds AG, and at the mid-cap tier it reflects how the five pillars combine into a single decision-grade score.
Trailing 30-day insider activity for NF4.DE: nothing material on SEC EDGAR. With the Form 4 channel quiet, the price-vs-DCF gap and the trailing margin trend carry more weight in the active read.
**Investor frame.** Value, quality, risk in three lines on NF4.DE: NF4.DE trades at 21.0x earnings, 17% above the Financial Services median of 18.0x; ROIC of 17.0% sits 7.0pp above the Financial Services median (10.0%); net debt to EBITDA of 2.8x is the rate-sensitivity line to watch. EV/EBITDA at 14.0x versus 12.0x for Financial Services closes the value frame.
NF4.DE fell 0.6% over the trailing 7 days, with a -15.9% read on a 30-day basis.
Netfonds AG is a Germany-based company that provides services to financial institutions. The Company's offering is directed at financial advisors, insurance brokers, asset and fund managers, as well as banks and other financial organizations. The Company divides its activities into four business models: Broker Pool, Liability Umbrella, Multiple Agent, and Asset Management. The Company operates through a network of tied agents, financial and insurance professionals, offering brokerage of various financial products, such as investment funds, insurance and equity investments, as well as services, including asset management, information technology (IT) solutions, legal advice, auditing, research and back office support.
Related Stocks in Financial Services
Top peers ranked by VM Score. Compare valuation, quality, and risk metrics across the sector.