PT Bank Panin Dubai Syariah Tbk (PNBS.JK)
ValueMarkers Composite Index
DCF data not available
PT Bank Panin Dubai Syariah Tbk (PNBS.JK) — VMCI valuation read
PT Bank Panin Dubai Syariah Tbk sits at VMCI 54/100, with the Financial Services sector median at 50. That 4-point spread is the first thing to note on PNBS.JK: it tells the reader the composite is favorable before any single ratio is examined, and the mid-cap tier sets the comparison set.
Form 4 disclosures on PNBS.JK are blank for the trailing 30 days. With the insider channel offline, the EV/EBITDA delta, free-cash-flow trajectory, and the next earnings print do the talking.
**Investor frame.** The Value read on PNBS.JK: PNBS.JK trades at 14.0x earnings, 22% below the Financial Services median of 18.0x, with EV/EBITDA at 13.0x against 12.0x. The Quality read: ROIC of 8.0% trails the Financial Services median (10.0%) by 2.0pp. The Risk read: net debt to EBITDA of -1.0x leaves covenant headroom, anchoring the bear scenario on a measurable balance-sheet metric.
PNBS.JK fell 3.1% over the trailing 7 days, with a -18.7% read on a 30-day basis.
PT Bank Panin Dubai Syariah Tbk operates as a sharia commercial bank for retail, commercial, and corporate customers in Indonesia. It accepts demand, time, current, savings, and other forms of deposits, as well as certificates of deposit. The company also offers working capital, house ownership, investment, multi-service, and car ownership financing services, as well as cash management, guarantees, clearing, real time gross settlement, transfer, bank reference, and standing order services. It operates through a network of 11 branch offices. The company was formerly known as PT Bank Panin Syariah Tbk and changed its name to PT Bank Panin Dubai Syariah Tbk in July 2016. PT Bank Panin Dubai Syariah Tbk was founded in 1972 and is headquartered in Jakarta, Indonesia. PT Bank Panin Dubai Syariah Tbk operates as a subsidiary of PT Bank Pan Indonesia Tbk.
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