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Bank AlJazira (1020.SR) Fundamentals

As of May 23, 2026

TL;DR — Bank AlJazira (1020.SR) fundamentals as of May 23, 2026

Bank AlJazira (1020.SR) trades at a trailing P/E of 10.3x and a P/B of 1.01x. Return on equity is 10.0%, return on invested capital is 91.0%, and the company carries a debt-to-equity ratio of 2.20. The current ratio sits at 0.31, free cash flow yield is 7.2%, and the dividend yield is 426.0%. FAIL — multiple quality screens fail.

For intrinsic value (DCF, owner earnings, Graham number) and the full 5-pillar score, see the 1020.SR overview page.

Full Fundamentals Table

Every key indicator we track for 1020.SR fundamentals, grouped by category. Industry median is shown where a sector classification is available.

Metric1020.SRFinancial Services medianWhat it measures
Revenue (TTM)View full statement-Trailing twelve-month total revenue
Net Income (TTM)View full statement-Bottom-line profit after taxes and interest
Free Cash Flow (TTM)View full statement-Cash from operations minus CapEx
EPS (TTM)N/A-Earnings per diluted share
ROE10.0%11%Return on Equity — net income / shareholder equity
ROA91.0%-Return on Assets — net income / total assets
ROIC91.0%-Return on Invested Capital — NOPAT / (debt + equity)
P/E (Trailing)10.3x12xPrice / earnings — how many years of profit to recoup price
P/B1.01x1.3xPrice / book value — premium over net assets
P/S1.97x-Price / sales — useful when earnings are noisy
EV/EBITDA22.0x-Enterprise value / EBITDA — capital-structure neutral
Debt / Equity2.201.80Leverage — lower = less reliance on debt
Current Ratio0.31-Current assets / current liabilities — short-term liquidity
Dividend Yield426.0%-Annual dividend / current price

5-Year Trend

Indexed revenue growth path for 1020.SR over the past five fiscal years (base = 100). Used as a quick sanity check on whether the top line is compounding or stalling.

Trend indexed from 1-year revenue growth rate. Full statement available in the analyst tier.

Industry Comparison

Across Financial Services, the median company prints P/E around 12x, P/B near 1.3x, ROE close to 11%, and a debt-to-equity ratio of 1.8. 1020.SR's reading on each metric is in the ratio table above — anything materially above the median valuation multiple deserves a thesis to justify the premium, anything materially below the median return-on-capital flags an operational gap.

Compare 1020.SR side-by-side with sector peers in the Financial Services stock list.

Quality Triple Check

  • Piotroski F-Score

    Nine-point checklist for accounting quality and operational efficiency

    6/9

    PASS

  • Beneish M-Score

    Earnings-manipulation detector — below -2.22 is healthy

    2.89

    FLAG

  • Altman Z-Score

    Bankruptcy-risk model — above 2.99 is "safe zone"

    0.11

    FLAG

Verdict: FAIL — multiple quality screens fail. Treat the fundamentals with caution and read the latest 10-K before acting.

Next steps

Frequently asked about 1020.SR fundamentals

What are the key fundamentals for Bank AlJazira (1020.SR)?

The core 1020.SR fundamentals are P/E 10.3, ROE 10.0%, ROIC 91.0%, debt/equity 2.20, and dividend yield 426.0%. The complete ratio table on this page covers revenue, net income, FCF, EPS, ROA, P/B, P/S, EV/EBITDA, and current ratio.

How does 1020.SR compare to its Financial Services peers?

The Financial Services sector median P/E is roughly 12x, ROE 11%, and D/E 1.8. 1020.SR prints P/E 10.3, ROE 10.0%, and D/E 2.20. Use the Industry Comparison row in the ratio table for the full diff.

Does 1020.SR pass the Quality Triple Check?

1020.SR passes 1 of 3 quality screens (Piotroski F-Score, Beneish M-Score, Altman Z-Score). Detailed verdict above.

How is "fundamentals" different from intrinsic value?

Fundamentals describe what the business looks like today: profit, cash flow, leverage, returns on capital. Intrinsic value uses those fundamentals as inputs to a DCF (or similar model) and discounts the future cash flows back to today. Use both — fundamentals tell you whether a business is healthy, intrinsic value tells you whether the price is fair.

How often does ValueMarkers update 1020.SR fundamentals?

Cached financial statements refresh every 12 hours. The ratio table on this page is rebuilt every 6 hours via Next.js ISR, and the underlying FMP data refreshes on each new earnings release.

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