XLY Sector — Cons. Discretionary ETF (XLY)
Sector — Cons. Discretionary · Benchmark: Index Benchmark · Domiciled in US
VMCI-Composite holdings score
ValueMarkers builds the VMCI-Composite by taking the underlying VMCI score for each of the ETF's top-10 holdings and weighting it by the holding's share of the fund. The number summarizes the fundamentals of the largest positions on the five-pillar framework — Value, Quality, Integrity, Growth, Risk.
XLY Sector — Cons. Discretionary ETF — analysis
XLY fact sheet snapshot: $81.2B AUM, 27 bps expense, 2007-01-15 inception, Sector — Cons. Discretionary mandate, Index Benchmark as the comparison index. XLY Sector — Cons. Discretionary ETF is the legal name on the listing.
XLY's VMCI-Composite reads 64/100, derived from the top-10 holdings' individual scores on ValueMarkers' five-pillar framework. Above-average composite quality versus the typical sector — cons. discretionary ETF in our coverage.
XLY's 5y annualized total return is 15.4%. That is 1.4 pp above the 14.0% benchmark line, with a 3y CAGR of 15.5% on the same series.
On the income line, XLY pays 1.90% and has grown the distribution at 2.4% annualized for five years. The forward question is whether the underlying earnings stream supports continued distribution growth at that pace.
XLY holdings concentration: 30% of the portfolio sits in the top 10 names, anchored by AAPL at 3.68%. Technology is the largest sector at 33% of allocation.
Three comparable ETFs to consider alongside XLY: SPY, VOO, VTI. Each tracks the same broad category (Sector — Cons. Discretionary) but differs on issuer, expense ratio, and methodology, so the practical question is fee plus tracking quality plus distribution shape.
Top 25 holdings
| # | Ticker | Weight | VMCI |
|---|---|---|---|
| 1 | AAPL | 3.68% | 59 |
| 2 | MSFT | 3.59% | 87 |
| 3 | NVDA | 3.33% | 56 |
| 4 | AMZN | 3.29% | 63 |
| 5 | GOOGL | 3.03% | 49 |
| 6 | META | 2.98% | 50 |
| 7 | BRK-B | 2.90% | 71 |
| 8 | TSLA | 2.64% | 79 |
| 9 | V | 2.60% | 51 |
| 10 | JPM | 2.38% | 70 |
| 11 | UNH | 2.21% | 76 |
| 12 | XOM | 2.03% | 63 |
| 13 | JNJ | 1.90% | 55 |
| 14 | PG | 1.77% | 74 |
| 15 | MA | 1.64% | 47 |
| 16 | HD | 1.51% | 55 |
| 17 | MRK | 1.38% | 89 |
| 18 | AVGO | 1.38% | 62 |
| 19 | PEP | 1.34% | 48 |
| 20 | COST | 1.08% | 40 |
| 21 | KO | 1.04% | 89 |
| 22 | WMT | 0.82% | 77 |
| 23 | BAC | 0.65% | 57 |
| 24 | CVX | 0.48% | 50 |
| 25 | ADBE | 0.35% | 69 |
Performance & income
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Data refreshed at request time and cached for 6 hours. As of 2026-05-15.