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Pricing and Billing Questions
Is the 7-day trial truly free?+
Yes. No payment is required to start. You enter payment details at the end of the trial only if you choose to continue. Cancel before day 7 and nothing is charged. No hidden fees.
What is the difference between the three plans?+
Explorer (Free): 30 core indicators, 4 exchanges, 3 years of history, 1 watchlist. Analyst ($29/mo monthly, $24/mo annual): all 120 indicators, all 73 exchanges, 10 years of history, 10 watchlists, portfolio tracker, alerts, community publishing, NL search, DCF calculator, CSV export. Professional ($99/mo monthly, $49/mo annual): everything in Analyst plus AI analysis, 30 years of history, insider trading, institutional holders, backtesting, Guru 13-F tracking.
Can I cancel anytime?+
Yes. Cancel at any time from Settings, Billing, Manage Subscription. You keep access to your paid tier until the end of your current billing period, then revert to the free Explorer plan. No cancellation fees, no lock-in periods.
What payment methods are accepted?+
All major credit and debit cards (Visa, Mastercard, American Express, Discover) through Stripe. We do not currently accept PayPal, bank transfers, or cryptocurrency.
What happens after I cancel?+
Your account reverts to the free Explorer plan. Your first watchlist, portfolio holdings, and community theses are retained. Additional watchlists beyond the free limit are preserved but inaccessible until you resubscribe.
Can I switch between Analyst and Professional?+
Yes. Upgrade or downgrade at any time through Settings, Billing. Upgrades take effect immediately. Downgrades take effect at the end of your current billing period.
Do you offer annual billing?+
Yes. Annual billing saves 20% on all plans. Analyst is $288/year ($24/month effective) and Professional is $588/year ($49/month effective).
Will I be notified before renewal?+
Yes. We send a 30-day advance email before every annual renewal. Monthly subscriptions do not send advance renewal notices, but you can cancel anytime from your billing settings.
Is there a money-back guarantee?+
Yes. 30 days from payment, no conditions, no questions asked. Contact our support team to request a refund.
How is this different from GuruFocus?+
GuruFocus aggregates guru portfolio data and provides a financial summary. ValueMarkers focuses on the analytical layer: glass-box DCF calculations, full factor breakdown across 120 indicators, and a combination screener. Pricing starts at $29/month vs GuruFocus Premium at $499/year.