Automotive Finco Corp. (RMIAF)

Automotive Finco Corp. (RMIAF) — VMCI valuation read

Across 120 indicators, Automotive Finco Corp. (RMIAF) lands at VMCI 64/100. The Financial Services sector median is 50, so the 14-point above-median read is the active comparison. Pillar weighting on the score: Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%.

No material Form 4 disclosures landed on RMIAF in the past 30 days. Quiet insider tape removes one signal source; the active reads stay with the trailing-twelve-month financials and the next 10-Q.

**Investor frame.** On Value, RMIAF trades at 17.0x earnings, 6% below the Financial Services median of 18.0x; the EV/EBITDA delta of -2.0x reinforces that single line. On Quality, ROIC of 17.0% sits 7.0pp above the Financial Services median (10.0%). On Risk, net debt to EBITDA of -1.4x leaves covenant headroom for RMIAF on the trailing balance sheet.

RMIAF fell 3.3% over the trailing 7 days, with a -4.0% read on a 30-day basis.