Oxbridge Acquisition Corp. (OXAC)

Oxbridge Acquisition Corp. (OXAC) — VMCI valuation read

Headline read on OXAC: VMCI of 50/100 versus a Financial Services sector median of 50. The 0-point below-median position is what makes Oxbridge Acquisition Corp. a relative-value laggard in the mid-cap cohort, before any pillar-level review.

Form 4 filings on OXAC: zero in the trailing 30 days. The absence of insider transactions is itself a data point, just a low-information one. The thesis runs on financials and price action until that changes.

**Investor frame.** Three reads on OXAC: value (OXAC trades at 15.0x earnings, 17% below the Financial Services median of 18.0x), quality (ROIC of 19.0% sits 9.0pp above the Financial Services median (10.0%)), and risk (net debt to EBITDA of 2.5x is the rate-sensitivity line to watch). The value read also implies an EV/EBITDA gap of +4.0x against the Financial Services 12.0x baseline.

OXAC fell 2.4% over the trailing 7 days, with a -0.1% read on a 30-day basis.