OppFi Inc. WT (OPFI-WT)

OppFi Inc. WT (OPFI-WT) — VMCI valuation read

OPFI-WT screens at VMCI 69/100, a 19-point gap above the Financial Services sector median (50). For a mid-cap OppFi Inc. WT share, that placement says the multi-pillar composite is cheaper or higher quality than the typical peer on a like-for-like basis.

OPFI-WT has logged no Form 4 insider activity over the trailing 30 days. The tape reads neither bullish nor bearish on insider conviction. The next signal sits with the 10-Q schedule and the analyst calendar.

**Investor frame.** Value: OPFI-WT trades at 24.0x earnings, 33% above the Financial Services median of 18.0x, while EV/EBITDA prints 9.0x against 12.0x for the Financial Services group. Quality: ROIC of 16.0% sits 6.0pp above the Financial Services median (10.0%), the cleanest like-for-like comparison on capital efficiency. Risk: net debt to EBITDA of -0.1x leaves covenant headroom, which sets the rate-cycle exposure for OppFi Inc. WT.

OPFI-WT rose 1.9% over the trailing 7 days, with a +4.6% read on a 30-day basis.