The Motor & General Finance Limited (MOTOGENFIN.NS)

The Motor & General Finance Limited (MOTOGENFIN.NS) — VMCI valuation read

Composite valuation read on MOTOGENFIN.NS: VMCI 46/100 against a Real Estate sector median of 50. The 4-point below-median print is the headline number for The Motor & General Finance Limited, and at the mid-cap tier it reflects how the five pillars combine into a single decision-grade score.

Trailing 30-day insider activity for MOTOGENFIN.NS: nothing material on SEC EDGAR. With the Form 4 channel quiet, the price-vs-DCF gap and the trailing margin trend carry more weight in the active read.

**Investor frame.** Value, quality, risk in three lines on MOTOGENFIN.NS: MOTOGENFIN.NS trades at 25.0x earnings, 39% above the Real Estate median of 18.0x; ROIC of 9.0% trails the Real Estate median (10.0%) by 1.0pp; net debt to EBITDA of -0.5x leaves covenant headroom. EV/EBITDA at 14.0x versus 12.0x for Real Estate closes the value frame.

MOTOGENFIN.NS fell 0.2% over the trailing 7 days, with a -1.2% read on a 30-day basis.