Liberty Northwest Bancorp, Inc. (LBNW)

Liberty Northwest Bancorp, Inc. (LBNW) — VMCI valuation read

Across 120 indicators, Liberty Northwest Bancorp, Inc. (LBNW) lands at VMCI 41/100. The Financial Services sector median is 50, so the 9-point below-median read is the active comparison. Pillar weighting on the score: Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%.

No material Form 4 disclosures landed on LBNW in the past 30 days. Quiet insider tape removes one signal source; the active reads stay with the trailing-twelve-month financials and the next 10-Q.

**Investor frame.** On Value, LBNW trades at 27.0x earnings, 50% above the Financial Services median of 18.0x; the EV/EBITDA delta of -2.0x reinforces that single line. On Quality, ROIC of 9.0% trails the Financial Services median (10.0%) by 1.0pp. On Risk, net debt to EBITDA of 0.0x leaves covenant headroom for LBNW on the trailing balance sheet.

LBNW rose 2.5% over the trailing 7 days, with a -10.6% read on a 30-day basis.