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Intact Financial Corporation (INTAF)

New York Stock Exchange Financial Services Insurance - Property & CasualtyView data quality →
67.8Fair

ValueMarkers Composite Index

Top 97%#1,122 of 44,722
Undervalued

98% below intrinsic value ($769)

UndervaluedFair ValueOvervalued
Piotroski
8/9
Strong
Beneish
3.98
High Risk
Altman
1.33
Distress
DCF Value
$769
Undervalued
ROIC
5.7%
Low
P/E
13.4
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Intact Financial Corporation (INTAF) — VMCI valuation read

Intact Financial Corporation sits at VMCI 68/100, with the Financial Services sector median at 50. That 18-point spread is the first thing to note on INTAF: it tells the reader the composite is favorable before any single ratio is examined, and the mid-cap tier sets the comparison set.

Form 4 disclosures on INTAF are blank for the trailing 30 days. With the insider channel offline, the EV/EBITDA delta, free-cash-flow trajectory, and the next earnings print do the talking.

**Investor frame.** The Value read on INTAF: INTAF trades at 26.0x earnings, 44% above the Financial Services median of 18.0x, with EV/EBITDA at 13.0x against 12.0x. The Quality read: ROIC of 8.0% trails the Financial Services median (10.0%) by 2.0pp. The Risk read: net debt to EBITDA of 2.7x is the rate-sensitivity line to watch, anchoring the bear scenario on a measurable balance-sheet metric.

INTAF rose 2.7% over the trailing 7 days, with a -20.1% read on a 30-day basis.

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

CEO: Charles Joseph Gaston Brindamour31,000 employeesCAwww.intactfc.com

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