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Grupo de Inversiones Suramericana S.A. (GIVPY)

New York Stock Exchange Financial Services Insurance - DiversifiedView data quality →
63.7Fair

ValueMarkers Composite Index

Top 90%#4,314 of 44,722
Undervalued

91% below intrinsic value ($0)

UndervaluedFair ValueOvervalued
Piotroski
5/9
Neutral
Beneish
-0.77
High Risk
Altman
0.71
Distress
DCF Value
$0
Undervalued
ROIC
3.4%
Low
P/E
3.1
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Grupo de Inversiones Suramericana S.A. (GIVPY) — VMCI valuation read

Headline read on GIVPY: VMCI of 64/100 versus a Financial Services sector median of 50. The 14-point above-median position is what makes Grupo de Inversiones Suramericana S.A. a relative-value candidate in the mid-cap cohort, before any pillar-level review.

Form 4 filings on GIVPY: zero in the trailing 30 days. The absence of insider transactions is itself a data point, just a low-information one. The thesis runs on financials and price action until that changes.

**Investor frame.** Three reads on GIVPY: value (GIVPY trades at 21.0x earnings, 17% above the Financial Services median of 18.0x), quality (ROIC of 15.0% sits 5.0pp above the Financial Services median (10.0%)), and risk (net debt to EBITDA of 2.7x is the rate-sensitivity line to watch). The value read also implies an EV/EBITDA gap of +4.0x against the Financial Services 12.0x baseline.

GIVPY rose 0.8% over the trailing 7 days, with a -22.9% read on a 30-day basis.

Grupo de Inversiones Suramericana S.A. operates in the financial services, industry, and corporate venture sectors in Colombia and internationally. The company offers general and life insurance, as well as reinsurance; pension, saving, investment, and asset management services; investment funds; annuities; severance pay and complementary services; health plans; occupational hazards; and business, consumer, insurance, investment, offshore, private, and government banking, as well as treasury products. It also produces cement, concrete, and aggregates; provides processed foods, such as cold cuts, confectionery, chocolates, coffees, ice cream, pasta, and consumer foods; and offers power generation and distribution, real estate, road and airport concessions, and business support services. In addition, the company provides a technological solution to manage human talent information for companies; a digital marketplace for mortgage sector; a platform for engagement, marketing, sale, and administration of financial products; a health technology platform; tools to manage prevention and wellbeing programs; web and mobile platform based on artificial intelligence; platform for on-demand insurance; and risk capital fund for early-stage and growing technology companies. Further, it offers integrated information, technology, and knowledge solutions; and residential, functional conditioning, and rehabilitation services for the elderly. Additionally, the company provides data processing and leasing computer equipment, consultancy and advisory, promotion, and marketing services; management consultancy services; medical, paramedical, dental, and diagnostic aid services; risk management, telecommunication, and outsourcing services; and vehicle inspection, repair, purchase, and selling services, as well as acts as securities brokers; and purchases and sells securities. The company was incorporated in 1997 and is headquartered in Medellin, Colombia.

CEO: Ricardo Jaramillo MejiaCOwww.gruposura.com

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