AGI Inc (AGBK)
ValueMarkers Composite Index
57% above intrinsic value ($3)
AGI Inc (AGBK) — VMCI valuation read
Headline read on AGBK: VMCI of 62/100 versus a Financial Services sector median of 50. The 12-point above-median position is what makes AGI Inc a relative-value candidate in the mid-cap cohort, before any pillar-level review.
Form 4 filings on AGBK: zero in the trailing 30 days. The absence of insider transactions is itself a data point, just a low-information one. The thesis runs on financials and price action until that changes.
**Investor frame.** Three reads on AGBK: value (AGBK trades at 25.0x earnings, 39% above the Financial Services median of 18.0x), quality (ROIC of 11.0% sits 1.0pp above the Financial Services median (10.0%)), and risk (net debt to EBITDA of -1.9x leaves covenant headroom). The value read also implies an EV/EBITDA gap of +4.0x against the Financial Services 12.0x baseline.
AGBK fell 4.0% over the trailing 7 days, with a +7.1% read on a 30-day basis.
AGI Inc provides technology-based specialized financial services in Brazil. The company offers social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit, and insurance products. It provides its services through cloud-based software, AI-driven automation, and mobile applications. The company was founded in 1999 and is based in Campinas, Brazil.
Related Stocks in Financial Services
Top peers ranked by VM Score. Compare valuation, quality, and risk metrics across the sector.