Haosen Fintech Group Limited (3848.HK)
ValueMarkers Composite Index
48% above intrinsic value ($1)
Haosen Fintech Group Limited (3848.HK) — VMCI valuation read
3848.HK screens at VMCI 46/100, a 4-point gap below the Financial Services sector median (50). For a mid-cap Haosen Fintech Group Limited share, that placement says the multi-pillar composite is richer or lower quality than the typical peer on a like-for-like basis.
3848.HK has logged no Form 4 insider activity over the trailing 30 days. The tape reads neither bullish nor bearish on insider conviction. The next signal sits with the 10-Q schedule and the analyst calendar.
**Investor frame.** Value: 3848.HK trades at 18.0x earnings, 0% above the Financial Services median of 18.0x, while EV/EBITDA prints 9.0x against 12.0x for the Financial Services group. Quality: ROIC of 8.0% trails the Financial Services median (10.0%) by 2.0pp, the cleanest like-for-like comparison on capital efficiency. Risk: net debt to EBITDA of -0.3x leaves covenant headroom, which sets the rate-cycle exposure for Haosen Fintech Group Limited.
3848.HK rose 2.2% over the trailing 7 days, with a +3.4% read on a 30-day basis.
Wealthy Way Group Limited, an investment holding company, provides financial leasing, factoring, and advisory services to individual and companies in the People's Republic of China and Hong Kong. The company offers small loans and related loan facilitation, asset management, investment management and advisory, securities dealing and broking, and other financial services. It also offers sale and leaseback, micro-credit, and loan facilitation related services. In addition, the company provides marketing and money lending services. It serves airline companies, health care service providers, and energy saving equipment providers. The company was founded in 2012 and is headquartered in Wanchai, Hong Kong. Wealthy Way Group Limited is a subsidiary of Wealthy Rise Investment Limited.
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