TCI Finance Limited (TCIFINANCE.NS)

TCI Finance Limited (TCIFINANCE.NS) — VMCI valuation read

Composite valuation read on TCIFINANCE.NS: VMCI 59/100 against a Financial Services sector median of 50. The 9-point above-median print is the headline number for TCI Finance Limited, and at the mid-cap tier it reflects how the five pillars combine into a single decision-grade score.

Trailing 30-day insider activity for TCIFINANCE.NS: nothing material on SEC EDGAR. With the Form 4 channel quiet, the price-vs-DCF gap and the trailing margin trend carry more weight in the active read.

**Investor frame.** Value, quality, risk in three lines on TCIFINANCE.NS: TCIFINANCE.NS trades at 19.0x earnings, 6% above the Financial Services median of 18.0x; ROIC of 13.0% sits 3.0pp above the Financial Services median (10.0%); net debt to EBITDA of 1.5x leaves covenant headroom. EV/EBITDA at 14.0x versus 12.0x for Financial Services closes the value frame.

TCIFINANCE.NS fell 3.4% over the trailing 7 days, with a -12.6% read on a 30-day basis.