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Dime Community Bancshares, Inc. (DCOM)

New York Stock Exchange Financial Services Banks - RegionalView data quality →
57.9Fair

ValueMarkers Composite Index

Top 71%#13,106 of 44,707
Undervalued

57% below intrinsic value ($76)

UndervaluedFair ValueOvervalued
Piotroski
8/9
Strong
Beneish
-2.75
Low Risk
Altman
-0.53
Distress
DCF Value
$76
Undervalued
ROIC
4.4%
Low
P/E
14.0
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Dime Community Bancshares, Inc. (DCOM) — VMCI valuation read

Across 120 indicators, Dime Community Bancshares, Inc. (DCOM) lands at VMCI 58/100. The Financial Services sector median is 50, so the 8-point above-median read is the active comparison. Pillar weighting on the score: Value 35%, Quality 30%, Integrity 15%, Growth 12%, Risk 8%.

No material Form 4 disclosures landed on DCOM in the past 30 days. Quiet insider tape removes one signal source; the active reads stay with the trailing-twelve-month financials and the next 10-Q.

**Investor frame.** On Value, DCOM trades at 21.0x earnings, 17% above the Financial Services median of 18.0x; the EV/EBITDA delta of -2.0x reinforces that single line. On Quality, ROIC of 13.0% sits 3.0pp above the Financial Services median (10.0%). On Risk, net debt to EBITDA of 3.1x is the binding constraint on the bear case for DCOM on the trailing balance sheet.

DCOM rose 0.2% over the trailing 7 days, with a -8.6% read on a 30-day basis.

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

CEO: Stuart H. Lubow887 employeesUSwww.dime.com

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