Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México (BSMX) Fundamentals
As of May 24, 2026
TL;DR — Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México (BSMX) fundamentals as of May 24, 2026
Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México (BSMX) trades at a trailing P/E of 4.8x and a P/B of 0.77x. Return on equity is 15.9%, return on invested capital is 8.0%, and the company carries a debt-to-equity ratio of 0.90. The current ratio sits at 7.76, free cash flow yield is 25.3%, and the dividend yield is 11.9%. MIXED — passes most quality screens but at least one flag warrants a closer look.
For intrinsic value (DCF, owner earnings, Graham number) and the full 5-pillar score, see the BSMX overview page.
Full Fundamentals Table
Every key indicator we track for BSMX fundamentals, grouped by category. Industry median is shown where a sector classification is available.
| Metric | BSMX | Financial Services median | What it measures |
|---|---|---|---|
| Revenue (TTM) | View full statement | - | Trailing twelve-month total revenue |
| Net Income (TTM) | View full statement | - | Bottom-line profit after taxes and interest |
| Free Cash Flow (TTM) | View full statement | - | Cash from operations minus CapEx |
| EPS (TTM) | N/A | - | Earnings per diluted share |
| ROE | 15.9% | 11% | Return on Equity — net income / shareholder equity |
| ROA | 144.0% | - | Return on Assets — net income / total assets |
| ROIC | 8.0% | - | Return on Invested Capital — NOPAT / (debt + equity) |
| P/E (Trailing) | 4.8x | 12x | Price / earnings — how many years of profit to recoup price |
| P/B | 0.77x | 1.3x | Price / book value — premium over net assets |
| P/S | 1.33x | - | Price / sales — useful when earnings are noisy |
| EV/EBITDA | 1.8x | - | Enterprise value / EBITDA — capital-structure neutral |
| Debt / Equity | 0.90 | 1.80 | Leverage — lower = less reliance on debt |
| Current Ratio | 7.76 | - | Current assets / current liabilities — short-term liquidity |
| Dividend Yield | 11.9% | - | Annual dividend / current price |
5-Year Trend
Indexed revenue growth path for BSMX over the past five fiscal years (base = 100). Used as a quick sanity check on whether the top line is compounding or stalling.
Trend indexed from 1-year revenue growth rate. Full statement available in the analyst tier.
Industry Comparison
Across Financial Services, the median company prints P/E around 12x, P/B near 1.3x, ROE close to 11%, and a debt-to-equity ratio of 1.8. BSMX's reading on each metric is in the ratio table above — anything materially above the median valuation multiple deserves a thesis to justify the premium, anything materially below the median return-on-capital flags an operational gap.
Compare BSMX side-by-side with sector peers in the Financial Services stock list.
Quality Triple Check
Piotroski F-Score
Nine-point checklist for accounting quality and operational efficiency
6/9
PASS
Beneish M-Score
Earnings-manipulation detector — below -2.22 is healthy
-2.69
PASS
Altman Z-Score
Bankruptcy-risk model — above 2.99 is "safe zone"
0.58
FLAG
Verdict: MIXED — passes most quality screens but at least one flag warrants a closer look.
Next steps
- View the full BSMX overview for intrinsic value (DCF), margin of safety, and the 5-pillar VM Score.
- Check the BSMX beta page for volatility vs the S&P 500.
- Look at the BSMX P/E ratio page for the 10-year valuation context.
- Dig into the BSMX debt-to-equity page for leverage trends.
- Run your own model in the DCF calculator.
Frequently asked about BSMX fundamentals
What are the key fundamentals for Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México (BSMX)?↓
The core BSMX fundamentals are P/E 4.8, ROE 15.9%, ROIC 8.0%, debt/equity 0.90, and dividend yield 11.9%. The complete ratio table on this page covers revenue, net income, FCF, EPS, ROA, P/B, P/S, EV/EBITDA, and current ratio.
How does BSMX compare to its Financial Services peers?↓
The Financial Services sector median P/E is roughly 12x, ROE 11%, and D/E 1.8. BSMX prints P/E 4.8, ROE 15.9%, and D/E 0.90. Use the Industry Comparison row in the ratio table for the full diff.
Does BSMX pass the Quality Triple Check?↓
BSMX passes 2 of 3 quality screens (Piotroski F-Score, Beneish M-Score, Altman Z-Score). Detailed verdict above.
How is "fundamentals" different from intrinsic value?↓
Fundamentals describe what the business looks like today: profit, cash flow, leverage, returns on capital. Intrinsic value uses those fundamentals as inputs to a DCF (or similar model) and discounts the future cash flows back to today. Use both — fundamentals tell you whether a business is healthy, intrinsic value tells you whether the price is fair.
How often does ValueMarkers update BSMX fundamentals?↓
Cached financial statements refresh every 12 hours. The ratio table on this page is rebuilt every 6 hours via Next.js ISR, and the underlying FMP data refreshes on each new earnings release.