Skip to main content

Atlantic American Corporation (AAME)

NASDAQ Stock Market Financial Services Insurance - LifeView data quality →
53.5Fair

ValueMarkers Composite Index

Top 48%#23,040 of 44,707
Undervalued

53% below intrinsic value ($5)

UndervaluedFair ValueOvervalued
Piotroski
4/9
Neutral
Beneish
-0.38
High Risk
Altman
0.80
Distress
DCF Value
$5
Undervalued
ROIC
-4.7%
Low
P/E
10.1
Value
Updated: ·Source: Data sourced from SEC filings and institutional providers. Not financial advice.·Report data issue

Atlantic American Corporation (AAME) — VMCI valuation read

Atlantic American Corporation sits at VMCI 54/100, with the Financial Services sector median at 50. That 4-point spread is the first thing to note on AAME: it tells the reader the composite is favorable before any single ratio is examined, and the mid-cap tier sets the comparison set.

Form 4 disclosures on AAME are blank for the trailing 30 days. With the insider channel offline, the EV/EBITDA delta, free-cash-flow trajectory, and the next earnings print do the talking.

**Investor frame.** The Value read on AAME: AAME trades at 22.0x earnings, 22% above the Financial Services median of 18.0x, with EV/EBITDA at 13.0x against 12.0x. The Quality read: ROIC of 8.0% trails the Financial Services median (10.0%) by 2.0pp. The Risk read: net debt to EBITDA of -0.1x leaves covenant headroom, anchoring the bear scenario on a measurable balance-sheet metric.

AAME fell 1.5% over the trailing 7 days, with a -16.0% read on a 30-day basis.

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. The company operates through American Southern and Bankers Fidelity segments. It offers property and casualty insurance products, including business automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; and inland marine and general liability insurance products. The company also provides surety bond coverage for subdivision construction, school bus contracts, as well as performance and payment bonds. In addition, the company provides individual and group whole life insurance, as well as medicare supplement insurance products; and other accident and health insurance coverages, include various individual and group policies for the payment of standard benefits for the treatment of diagnosed cancer and other critical illnesses, as well as various other policies, such as short-term nursing facility care, accident expense, hospital indemnity, and disability coverages. It markets its products through independent agents and brokers. The company was founded in 1937 and is headquartered in Atlanta, Georgia.

CEO: Hilton Hatchett Howell Jr.153 employeesUSwww.atlam.com

Top peers ranked by VM Score. Compare valuation, quality, and risk metrics across the sector.

Browse More

Key metrics explained

Definitions, formulas, and how ValueMarkers calculates each indicator used in AAME’s VM Score.

Explore More

Compare Competitors

Weekly Stock Analysis - Free

5 undervalued stocks, fully modeled. Every Monday. No spam.

Cookie Preferences

We use cookies to analyze site usage and improve your experience. You can accept all, reject all, or customize your preferences.